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August 30, 2009

Chapter Aug 2 2009

Dear Friends,

How's life for all of you? I am back in blogging today as i am off from work today.. Haha... Recently, i am very very addicted to the applications in the Facebook.. Cham le.. Always play game till sleep very late.. Then my Hubby is not very Happy with that.. Cause because of Game, he feel that i do not have time to Pei Him.. Sound so funny right? Normally is Girls complaint Guy play game no time to Pei them, but mine is the opposite..

This coming Month September will be a busy month for me as i have plans to work very very hard to clear whatever Goals i Have and the Amount of Income i wanna Have for this year is to have next Year gets $10 000 per month.. So i need not to worry about my Expenses, like House Loan, Car Loan, Wedding Reception etc... Anybody have others comment? I dont know whether do i need so much but just some buffer... Haha...

Recently, i read an article about the Medical Insurance dated on Last Sunday on Today, The editor wrote that With a comprehensive Hospital Shield plan, the Hospital Bill will be Covered, Hence to complment the Hospital Bill is the Critical Ilness Plan, with the coverage of $100 000 or more.

Another Article is stating that Singaporean is under Insured, however, most of them are not aware of the Coverage they need.. Based on the Article, for a person need at least $465 000 of Insurance. Is that true that people need so much coverage? Actually very easy, example, for a person earns $2500 a month, and out of the salary, his/her family expesnses, is about $1500 a month, $18 000 a year, if without taking in consider inflation, a basic calculation, using $18 000 a year, if he/she wans to let their family to have at least for 10 yrs of this amount, which means he /she must have at least of $180 000 of Death Coverage. Disclaimer: i am not here to sell you guys anything, but rather just to share on my experiences and knowledge on this.. Haha.. Hao Lian abit.. :P

Here's my blogging. hope to update you guys soon more abt the Financial Information.